Employee Benefits
Employee Benefits Presentation for New Employees
District 196 provides a comprehensive benefit package to eligible employees, including health, dental, life and disability insurance, as well as the option to enroll in a flexible spending account (medical and/or dependent care).
Review the Benefit Presentation for an understanding of the benefits District 196 offers to their benefit eligible employees. Presentation will require you to add your First and Last Name and an Email Address.
Employee Assistance Program (EAP)
Everyday life can be stressful and can affect your health, well-being, and performance. Fortunately, HealthPartners EAP can provide resources and referrals to help you at home and at work.
Health Insurance
Insurance coverage for medical expenses such as routine/ preventative care, care for illnesses or injuries and treatment for chronic illnesses. Two health insurance plans are offered for “employee only”, “employee + one” or “employee and family” levels of coverage.
- HealthPartners $1,000 Deductible Plan
- HealthPartners Copay Plan
Additional Benefits with Your Health Insurance Plan
When you are enrolled in one of the districts health insurance plans, you get access to a number of additional benefits including Progyny, Omada, YouPower, Frequent Fitness, Virtuwell and Doctor on Demand.
HRA/VEBA
The HRA/VEBA is a Health Reimbursement Arrangement that is integrated with the district's HealthPartners $1,000 Deductible Plan. Employees will automatically be enrolled in the HRA/VEBA plan if eligible for a contribution.
Dental Insurance
Plan covers issues related to the teeth and gums, as well as to preventative care such as annual cleanings. Eligibility, cost and benefits vary based on the Dental Plan and collective bargaining agreement or benefits provisions for your work group.
Flexible Spending Account Plan (FSA)
There are two Flexible Spending Account (FSA) plans available: the Medical FSA and Dependent Care FSA. Both allow you to set aside a portion of pretax earnings and use that money to pay for your out-of-pocket medical, dental and vision costs, not covered by an insurance plan, with the Medical FSA or for work-related dependent care expenses with the Dependent Care FSA. Annual enrollment required during open enrollment.
Life and Long-Term Disability Insurance
Group Term Life Insurance provides your beneficiaries with lump sum payment in the amount of your life benefit in the event of your death. Long-Term Disability (LTD) provides income replacement benefits after an injury or illness that results in your continuous disability causing you to be unable to work for more than 90 calendar days (known as the elimination period).
Workers Compensation
Workers’ compensation benefits are established by state law to help replace wages lost due to a work injury and pay for medical care to treat work-related injuries.
403(b) and 457(b) Retirement Savings Plans
403(b) and 457(b) plans are tax-deferred retirement accounts where participants can elect to make contributions through a payroll deduction and invest their contributions.
Employee Holidays
Holidays for for eligible clerical, administrative and special staff employees.
PERA and TRA Retirement Associations
PERA is a public pension fund that serves public employees from local units of government throughout the state of Minnesota. TRA is a defined-benefit (“DB”) pension plan. During your career, you and your employer make mandatory payroll contributions to TRA. The funds are pooled and managed by the State Board of Investment to pay your eventual benefit.
Retirement planning if you are close to retirement or already retired
Tools, resources and planning workshops for those planning for retirement or who have already retired and just need some questions answered so they can make their transition to retirement successful.